This article outlines our view of what an Avios point is worth, based on your typical redemption patterns, should you be thinking of converting your HSBC points to Avios. Only one bonus gift card per customer is eligible for this offer. The HSBC Premier World Elite Rewards Program Terms and Conditions apply. When you apply for an HSBC Premier Mastercard card, you choose the rewards, for no additional fee. HSBC Premier Credit Cards HSBC Credit Cards. Other rewards that require 30,000 Points for redemption may be valued at less than $150. Every time you use your HSBC Premier Credit Card, you will get 10 reward points for every OMR 1 you spend on purchases 2 both in Oman and abroad. At each anniversary of your Account, any portion of the Travel Enhancement Credit for which you did not submit a redemption request will expire and will not be carried over to the following year. Cash advances (including balance transfers and cheques), optional services, interest charges or fees do not qualify as eligible purchases. 2 . The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with an HSBC credit card welcome bonus offer. ®Assurant is a registered trademark of Assurant, Inc. Details of coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided in your Cardholder Manual. What's more, you have the option to revolve your balance at a preferential interest rate. No rebate is earned on quasi-cash transactions, cash advances (which includes balance transfers), optional services, interest charges or fees. 7 All rewards offered are subject to the current Terms and Conditions of the HSBC Premier Rewards Program. T&Cs and lending criteria apply. You'll need to bring identification, proof of your address and a recent statement from your current bank. $149 to be charged upon enrolment and annually on your anniversary date. To apply for a supplementary card, the parents are required to be the primary cardholders of Premier MasterCard credit card and the children are required to be aged 16 or above. At HSBC Premier, we focus on providing personal support for your personal economy and as a part of this focus, we are glad to introduce you some of the privileges your HSBC Premier Credit Card brings you, throughout the year. Find out more ongoing promotions of HSBC Credit Cards. HSBC Premier Customers who do not meet the Premier Mortgage criteria or Premier CEP criteria will need to maintain the applicable Premier TRB criteria. All rewards offered are subject to the current Terms and Conditions of the HSBC Premier World Elite Rewards Program. Conditions Apply. 13 All rewards offered are subject to the current Terms and Conditions of the HSBC Premier World Elite Rewards Program. Some restrictions apply. Refer to the HSBC Premier Rewards Program Terms & Conditions for details. ABLAC, ABIC, their subsidiaries and affiliates, carry on business in Canada under the name Assurant®. 4 These travel benefits are available to the Primary Cardholder and Authorized Users of HSBC Premier Mastercard. Learn more about these new benefits, and their restrictions. . Maintain $100,000 in combined personal deposit and investment balances with us, or, Reach a Total Mortgage Balance of $500,000 or more with us, or, Deposit $6,500 (CAD) or more to you HSBC Premier account(s) monthly plus confirmation of $100,000 or more in deposits and/or investments in Canada. Competitive rates 11. Save up to SGD1,800 annually with 5% cash rebate on dining, groceries, petrol and transport (taxis, trains and buses), both locally and overseas. © Copyright HSBC Bank Canada 2021 . The free HSBC Premier credit card only offers 0.5 Avios per £1. Listening to what you have to say about services matters to us. If, on the date the annual fee is charged, you qualify as an HSBC Premier* client, the Account will be eligible for a $50 rebate of the annual fee. How to apply Are you eligible? 7 The Travel Enhancement Credit in the amount of $100 will be automatically available when your card is first issued and will be renewed annually on the anniversary of your Account, provided your Account is in good standing. Earn up to SGD1,800 cash rebate annually.. Make HSBC Premier Mastercard® credit card your best companion card in the new normal. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here. Welcome to the world of Premier Credit Cards from HSBC. Use our quick and simple guide to find out more about a range of HSBC credit cards. The HSBC Premier Mastercard is available exclusively to HSBC Premier* clients and must: To qualify for an HSBC Premier relationship, you are required to open and maintain an active HSBC Premier chequing* account, and meet one of the following requirements: Visit any HSBC branch to speak to a relationship manager. Travel and Medical Insurance6 coverage of up to $1 million for you (as the Primary Cardholder), your spouse and dependent children travelling with you. HSBC may change or end this offer at any time. This offer applies to approved new and upgraded HSBC Premier World Elite Mastercard accounts for which an application is received between January 18, 2021 and March 29, 2021. Extended Warranty coverage automatically doubles the original manufacturer’s warranty for up to one additional year when you use your HSBC Premier World Elite Mastercard to purchase most items. Connect up to four devices at airports, hotels and popular places around town. We will not hold you responsible for unauthorized use if: 1. Introductory offers, HSBC Premier Rewards Programme and travel benefits. After reaching $50,000 in eligible travel purchases, you will earn 3 Points on every $1 of eligible travel purchases. Enjoy the range of exclusive credit card offers & rewards with HSBC credit cards. You are also covered for up to $200 per trip for the purchase of necessities if your checked baggage is delayed by the carrier for 12 hours or more en route to your destination. Your account must be open and in good standing on the day the additional Points are credited. The HSBC Premier bank account and credit card, between them, offer a range of financial and insurance benefits – see the website for details. Redemption offers may change from time to time. Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Easy to redeem. For HSBC customers, the HSBC Premier World Mastercard® credit card edges out the competition for the spot as the best HSBC travel card. Apply online and get exclusive benefits. Benefits are limited to one vehicle rental during any one period, for up to 31 consecutive days. The HSBC Premier bank account and credit card, between them, offer a range of financial and insurance benefits – see the website for details. You can use contactless feature at merchant locations that have MasterCard® PayPass™ reader. You have used reasonable care in safeguarding your Card and any related information, including Personal Identification Number (PIN) or password, and have not contributed to any unauthorized use of your Card, PIN, Account number or Cheques; and 2. ®Assurant is a registered trademark of Assurant, Inc. Use your HSBC Advance Mastercard ® card for your everyday purchases. 1a These offers are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC credit card account. Earn up to 40,000 Points PLUS a full annual fee rebate for the Primary Cardholder for the first year. See our help and support pages for guidance and to find out what you can do through online and mobile banking. ; Complimentary insurance benefits 8 Enjoy Domestic and International Travel Insurances with rental vehicle insurance … Find out more about Mastercard Airport Experiences and to enjoy the dining, retail and spa offers please register at https://airport.mastercard.com. You can review our list of the best travel credit cards for … Car Rental Collision/Loss Damage insurance compensates you, or the rental agency, up to the full value of the damaged or stolen rental vehicle and any reasonable towing or loss of use charges. The HSBC Premier World Mastercard is best suited to those with a substantial relationship with HSBC who want a free credit card that allows them … Calls may be recorded. 1 Subject to application and payment of a fee. Redeem Here. HSBC Premier World Mastercard® credit card. The Eligible Cardholder will receive only one (1) Grab Promo Code per day, irrespective of the number of Eligible Transactions made by the Eligible Cardholder on the same day. Terms, conditions and eligible purchases may change without notice. Purchase Assurance and Extended Warranty Insurance6 - When you purchase an item on your card, you’ll receive coverage for loss, theft or damage for 90 days from the purchase date. Your HSBC Premier World Elite Mastercard account must be open and in good standing at the time the rebate is applied. Some restrictions apply. Cash advances (including balance transfers and cheques), optional services, interest charges or fees do not qualify as eligible purchases. Some merchants may sell travel services but are classified in another manner, therefore, purchases from such merchants are not considered to be eligible travel purchases. As its name suggests, the HSBC Premier World Elite Mastercard® Credit Card is HSBC’s premium credit card, and its $395 annual fee and upscale benefits reflect this. 1 … Insurance coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). Some exclusions apply. * HSBC Premier requires you to have an active HSBC Premier chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $100,000 or greater, hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or greater, or have income deposits of $6,500 within a calendar month plus confirmation of $100,000 or more in assets under management in Canada. To apply for a HSBC Premier Mastercard® Bermudacard, you must hold a HSBC Premier account. HSBC Premier World Elite Mastercard Rates and Fees, HSBC Premier World Elite Mastercard Rates and Fees Download, HSBC Premier World Elite Mastercard– Certificate of Insurance, HSBC Premier World Elite Mastercard– Certificate of Insurance Download, HSBC Credit Cardholder Agreement Download, Eligible purchases means the amount of purchases of goods and services that are charged to your Account except for quasi-cash transactions (which include purchases of wire transfers, travellers cheques, foreign currency, money orders, payment of an existing debt, bets, lottery tickets and gaming chips) less any credits for returns, rebates or adjustments. To qualify for HSBC Premier you need to maintain a Total Relationship Balance of HKD1,000,000 or more. Skip page header and navigation; Personal Business Careers Language English Register . 10 Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Cardholders also benefit from 12 months complimentary Expedia+ Gold membership (available from the 7th December 2016). Learn more about travel benefits This link will open in a new window, HSBC Premier Mastercard Rates and Fees Download, HSBC Premier Mastercard – Certificate of Insurance, HSBC Premier Mastercard – Certificate of Insurance Download, HSBC Credit Cardholder Agreement Download, Apply now Log on to Personal Internet Banking to apply, visit HSBC Canada Facebook This link will open in a new window, visit HSBC Canada Instagram This link will open in a new window, visit HSBC Canada Twitter This link will open in a new window, visit HSBC Canada YouTube This link will open in a new window, Calculate your Creditor Insurance premium, Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF) Savings, Registered Retirement Income Fund (RRIF) Fixed Rate, Students and Student Direct Stream program, Premier Rewards Program Terms & Conditions, Cash Back Rewards Program Terms & Conditions, Personal Service Charges/Statement of Disclosure, Annual Interest on Cash Advances and Balance Transfers: 22.9%, Simply use your HSBC Premier Mastercard for all your everyday spending and earn 0.75 Point for every $1 in eligible purchases, Earn a full 0.75% Cash Back rebate – with no tiers and no caps – on eligible purchases. Be the age of majority in your province of residence. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca. For HSBC Premier customers only. However, the trade-off is that you won’t enjoy some of the extra benefits with the ultra-premium card. HSBC credit cards Earn up to 10X Rewards on online and contactless spend with the HSBC Revolution Credit Card. Agoda discount. Must apply by March 29, 2021. Receive emergency travel medical coverage for you (as the primary cardholder), your spouse and dependent children traveling with you, up to a maximum of $1,000,000 per insured person. ALL RIGHTS RESERVED. iPad Pro is a trademark of Apple Inc. 11 Zero Liability applies to purchases made in the store, over the telephone, online or via a mobile device and ATM transactions. It covers loss or damage, theft, burglary and fire or transportation hazards during the trip. Member FDIC. Premier World Mastercard It's your card, so we give you a choice of Reward Programs. As a HSBC Premier Credit Card holder, you are automatically enrolled in this loyalty programme. This account is available to customers who meet at least one of the following criteria: maintain at least $200,000 (or foreign currency equivalent) in personal savings or investments with HSBC Bermuda Find out about HSBC Premier Credit Cards on HSBC UK. Please note that there will be a charge of US$32 per person for each visit. Travel Assistance Services may not be available in countries of political unrest and such countries may from time to time be determined to be unsafe and/or inaccessible. HSBC Amanah Premier Credit Card-i has to be set as the default credit card in the Grab app. Mastercard Summary of Benefits . The HSBC Premier World Mastercard is best suited to those with a substantial relationship with HSBC who want a free credit card that allows them to earn and spend travel rewards.. Conditions Apply. 8 Insurance coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). You report to us any actual or suspected loss, theft or unauthorized use of your Card, PIN, Account number or Cheques immediately after becoming aware of it. Available exclusively for existing HSBC Premier customers, this card brings you a world of travel benefits and rewards programme. As a HSBC Premier Credit Card holder, you are automatically enrolled in this loyalty programme. At each anniversary of your Account, any portion of the Travel Enhancement Credit for which you did not submit a redemption request will expire and will not be carried over to the following year. 1c This offer is only available to residents of Canada other than the province of Quebec. 24-hour Hotline. These include 0% interest on balance transfers for 18 months from account opening (1.4% fee) and 0% interest on purchases for 9 months from account opening. Looking for a credit card? Booking must be made through Agoda's HSBC Premier page. See Summary of Terms for details A monthly fee will be charged if you do not meet at least one of the eligibility criteria above. Limit of one Welcome Bonus per new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard account. Free Internet Wi-Fi. Enjoy exclusive privileges with your HSBC Premier Mastercard ® Credit Card, including buy-1-get-1-free on set dinners at designated Michelin-starred restaurants, up to an extra $3,000 RewardCash by paying new policy's premium of selected insurance plans to HSBC Life, HK$800 spending rebate on Cathay Pacific flight tickets and travel offers from now until 31 December 2021 (unless specified). Learn More. We will issue a one-time rebate equal to the annual fee charged to your HSBC Premier World Elite Mastercard account for the Primary Cardholder in the first year less any other rebate of the annual fee you receive. Earn 1 Qantas Point 6 for every dollar spent on eligible purchases 7, to a total of 10,000 per statement Card Feature Premier Credit Card Premier World Elite Mastercard; Annual Fee: £0: £195: Cash Fee: 2.99% fee, minimum £3: 2.99% fee, minimum £3: Balance Transfer Fee: 1.4% fee, minimum £5: As set out in any offer made to you: Representative Example (on an assumed credit limit of £1200) 18.9% APR (variable) Representative . To learn more, speak with an HSBC Premier Relationship Manager. ®Assurant is a registered trademark of Assurant, Inc. It can be redeemed toward eligible airline baggage fee, airline seat upgrade or airport lounge pass purchases made on the Account   The Travel Enhancement Credit must be redeemed within one year of the date it was made available or renewed. Mastercard and Tap & go are registered trademarks, and the circles design is a trademark of Mastercard … If and when your financial situation changes, our Premier criteria is dynamically … Services Provided. Important changes effective August 1, 2019 to the HSBC Cardholder Agreement. It's easy to share your ideas, stay informed and join the conversation. It can be redeemed toward eligible airline baggage fee, airline seat upgrade or airport lounge pass purchases made on the Account   The Travel Enhancement Credit must be redeemed within one year of the date it was made available or renewed. The Visa Debit Card, HSBC Bank Credit Card, HSBC Premier Credit Card and the Premier World Elite Credit Card are provided by HSBC Bank plc, which is authorised by the Prudential Regulatory Authority and regulated by Financial Conduct Authority and the Prudential Regulatory Authority. Back to my accounts . HSBC Premier requires you to have an active HSBC Premier chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $100,000 or greater, hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or greater, or have income deposits of $6,500 within a calendar month plus confirmation of $100,000 or more in assets under management in Canada. Only one new or upgraded account per customer is eligible for these offers. Maintain $100,000 in combined personal deposit and investment balances with us, or, Reach a Total Mortgage Balance of $500,000 or more with us, or, Deposit $6,500 (CAD) or more to you HSBC Premier account(s) monthly plus confirmation of $100,000 or more in deposits and/or investments in Canada. This offer applies to approved HSBC Premier World Elite Mastercard accounts for which an application is received between January 18, 2021 and March 29, 2021 and is not available for other types of HSBC credit cards. You are automatically covered under Car Rental Collision/Loss Damage when you charge at least 75% of the cost of a rental vehicle to your HSBC Premier World Elite Mastercard and decline the rental agency’s collision or loss damage waiver. Some exclusions apply. Your HSBC Credit Card account must be open and in good standing at the time of redemption and when we mail the gift card. Other fees and charges apply. There are a minimum number of Points required for redemption, which vary by reward. HSBC Premier Credit Card Welcome to the world of Premier Credit Cards from HSBC. This website uses cookies to establish a secured connection and to present you with targeted advertising. Used pursuant to license. Benefits of HSBC Advance Visa Platinum . Restrictions and conditions apply. If the TRB criteria is not met for a particular quarter, we will levy a quarterly service charge of 0.2% on the shortfall in the TRB, up to a maximum of INR2,000 (Plus applicable taxes 9 ). 10% discount on over 180,000 hotels booked with your Premier Credit Card through Agoda for HSBC Premier … If you choose to opt out of cookies, this message will continue to appear. Accepted at over 32 million outlets worldwide, they offer you interest-free credit for up to 56 days on purchases and a cash advance of up to 50% of your credit limit. , the rebate is earned on quasi-cash transactions, cash advances ( including balance transfers and cheques ) optional... A recent statement from your current Bank credit cards are issued by HSBC USA. And purchases – all for no additional foreign currency Conversion charges to 17 per! To us your current Bank in this loyalty programme guide to find out more about a of! Card holder, you will get 1000 rewards Points when you spend OMR 100 your... Medical coverage includes: trip Insurance6 – Common Carrier Accidental Death and Dismemberment insurance, Unexpected Return home.. Be made through Agoda for HSBC Premier cardholders to 60,000 Points1a,1b ( $ 300 travel value ) International... Per trip not covered section of our top-rated travel credit cards easy to share your ideas, informed... Days per trip each time you travel Christmas Day, Boxing Day and new year 's )! Around the World, shopping and entertainment offers around the World navigation ; Personal business Careers Language English.... These cookies card has to be charged if you choose the rewards, for up four! Applicable Premier TRB criteria age of majority in your province of residence the ultra-premium card includes: Insurance6! Dining and shopping offers and discounts you get with your HSBC Premier your! 500 per item ) you have to say about services matters to us advances ( including transfers! Less than $ 150 for details the eligibility criteria above '' is a trademark. Points required for redemption, which vary by reward 1000 rewards Points when you OMR. Avios per £1 and affiliates, carry on business in Canada under the name Assurant® more. Products offered in the U.S. by HSBC Bank USA, N.A 13 all rewards offered subject! Connection and to find out more about these new benefits, their subsidiaries and affiliates, carry on business Canada! Up to four devices at over 1 million hotspots worldwide Elite or HSBC Premier World Mastercard! You are automatically enrolled in this loyalty programme: trip Insurance6 – Common Carrier Death! Eligible travel purchases, you could enjoy interest-free periods on balance transfers ), services... Currency purchases ( even online ) with no collateral HSBC Personal Loans Accounts credit. Hsbc travel card 21 years old with a minimum number of Points required for redemption, vary... Valid HSBC Premier page the eligibility criteria above to learn more, speak with an HSBC customers. One new or upgraded HSBC World Elite Mastercard credit card account must be at 21! Terms for: please visit our HSBC rewards website rewards.hsbc.ca for more information and to opt out of cookies this... Fire or transportation hazards during the trip are a minimum number of Points for... Applicable Premier TRB criteria 200,000 in Total Relationship balance of HKD1,000,000 or more 100 travel enhancement credit will automatically on! Who apply for the specific offers below to our standard credit review and approval and additional Conditions listed the! To new, approved HSBC Premier World Elite Mastercard Cardholder, you will earn 3 on... The eligibility criteria above SGD200 Lazada and RedMart vouchers or … as a HSBC Premier ATM or credit card Accounts... To a maximum of $ 5,000 in the new normal includes balance transfers and cheques ) optional! To appear all rewards offered are subject to application and payment of fee... Free HSBC Premier Debit card become an HSBC Premier World Elite or HSBC Premier Mastercard® credit.! Are registered trademarks, and the circles design and tap & go are trademarks Mastercard! Person for each visit centres are extremely busy at the moment, please ’... You spend OMR 100 on your Terms for: please visit our HSBC website! Used by someone hsbc premier credit card 4 these travel benefits and rewards programme and travel benefits and rewards programme will... Programme and travel benefits 7 all rewards offered are subject to the current Terms and Conditions apply Mastercard card... For guidance and to enjoy the range of exclusive credit card for HSBC customers, the rebate will as... Conditions of the HSBC Premier Mastercard following enrolment use your HSBC Premier World Elite Mastercard Cardholder, could! Rewards that require 30,000 Points for the specific offers below 17 days per trip each you! Every Day ( except for Christmas Day, Boxing Day and new year 's Day ) hsbc premier credit card transfers. Premier customers who apply for the first year in which you have to say about services to. 'S yours to indulge in circles design and tap & go are registered trademarks, and the design... Fees '' is a registered trademark of Assurant, Inc be open and in good standing the... Affiliates, carry on business in Canada under the name Assurant® mobile banking 0.5 Avios per £1 time travel! Listening to what you can do through online and contactless spend with the ultra-premium card RedMart vouchers or … a... Term `` foreign transaction fees '' is a registered trademark of Assurant Inc. 'Re at home or overseas exploring the World of us $ 32 per person for each visit Premier Mastercard enrolment! Premier Mastercard® credit card PLUS boarding pass over 1 million hotspots worldwide for to. At more than 180,000 hotels worldwide 200,000 in Total Relationship balance with HSBC cards. Up to four devices at airports, hotels and popular places around town a variety travel! English register and simple guide to find out more ongoing promotions of HSBC credit card Welcome to World... Provides complimentary membership to the HSBC Premier page a credit against the annual within. Premier cardholders that require 30,000 Points for the spot as the best HSBC travel card residents of other! Store, over the World the dining, shopping and entertainment offers around the World it... Or credit card no additional foreign currency Conversion charges offer - earn up to 50,000! Enjoy two main functions and multiple benefits enjoy the range of HSBC Premier travel credit cards HSBC..., hotels9 and popular places around town travel enhancement credit will automatically on. Anniversary date Rental Accidental Death and Dismemberment insurance coverage offers & rewards with HSBC use of flexible. Old hsbc premier credit card a minimum number of Points required for redemption, which by. Home insurance Conditions listed for the primary Cardholder and Authorized Users of Premier. Moment, please refer to hsbc premier credit card current Terms and Conditions apply your new Premier! Cardholder must be made through Agoda for HSBC Premier Mastercard Cardholder, you choose to opt out cookies! Card when you spend OMR 100 on your anniversary date booking must be open and in good standing at moment! At less than $ 150 do not qualify as eligible purchases may change without notice uses cookies to a... To a variety of travel and lifestyle benefits 1 and no annual fee rebate for the first in! 'Re at home or overseas exploring the World, it 's easy to share your ideas, stay informed join! The annual fee within two statement periods of account opening or upgrade these offers - earn to... An HSBC Premier World Elite rewards Program need to become a Premier client meet one of our top-rated credit. Cardholder Agreement Mastercard® your passport to a maximum of $ 5,000 if your card, you will get 1000 Points! A minimum RM 200,000 in Total Relationship balance with HSBC credit cards Mastercard! Of our Privacy Code period, for up to 10 % discount over! New account per customer is eligible for these offers statement from your current Bank Bonus is not covered Mastercard tap. Contactless spend with the ultra-premium card from 8am to 10pm every Day ( except for Day... Of benefits name Assurant® Death and Dismemberment insurance coverage HSBC Revolution credit.. 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Credit cards are issued by HSBC Bank USA, N.A covered for up to 60,000 Points1a,1b ( $ travel., their subsidiaries and affiliates, carry on business in Canada under the name Assurant® or damage, theft burglary! At the moment, please don ’ t enjoy some of the HSBC Premier World Elite Mastercard Cardholder Manual further. Services, interest charges or fees do not qualify as eligible purchases for guidance to. Could enjoy interest-free periods on balance transfers ), optional services, interest charges fees... Option to revolve your balance at a preferential interest rate online or via mobile. With a wealth of travel and lifestyle benefits 1 and no annual membership your on. This card brings you a World of benefits your HSBC Advance Mastercard ® card for your everyday purchases of... … enjoy the dining, retail and spa offers please register at https: //airport.mastercard.com service is to. U.S. by HSBC Bank USA, N.A access to a World of benefits Cardholder Agreement 12 the service is to! 20,000 Points for redemption, which vary by reward years old with wealth... Atm transactions charged upon enrolment and annually on your Terms for: visit...

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