Depending on their size, credit unions generally offer the same products as banks and savings … Ownership and Governance Bank. Need help with something else? Gain membership to Consumers Credit Union, Low minimum balance – just $5 to maintain membership, Deposit a maximum of $1,000 to Smart Saver each month, Tiered Money Market account keeps money accessible, Dividends are compounded and credited monthly, Accounts federally insured by NCUA up to $250,000, Low minimum of $2,000 to start earning interest, Dividends compounded and credited monthly, Up to six (6) Money Market checks each month, Ability to arrange direct deposit or automatic transfers to save painlessly, Funds transfer to Membership Share Savings Account on November 1. From day one, you’ll earn 5% APY on the first $500 and .25% APY on all funds over $500*. Whether you are setting up a savings account for the first time, planning for retirement, or looking to save for a big spend, Consumers There are no monthly fees with this savings account. Checking Account (Share Draft Account) ATM and Debit Cards; Free Share Drafts; Contact the credit union to reorder checks. Get a cool 0.50% APY* with a high earning savings account that isn’t all tied up. Forgot Password | Register. #Savings #MyConsumers https://bit.ly/3j9y7Dj Visit our Connect & Support page. Depending on their size, credit unions generally offer the same products as banks and savings and loans. Consumers Credit Union provides money-saving products, including competitive CD rates, checking accounts, and savings accounts. The most common offerings are described here, but every credit union is different. A Share Savings account is the first step to joining the Service Credit Union family. With our Christmas Club Account, you can conveniently make deposits via payroll deduction or automatic deposit so you are building your savings for holiday shopping. Typically, dividend rates are 1-3%, but it could be as low as 0% or as high as 8% of the sum saved. *APY = Annual Percentage Yield. … Insured savings accounts include Regular Savings, Christmas Club, Kids Club, and Money Market. Savings accounts are a great place to store cash and save for long-term needs. Please call us at 877.ASK.CCU (877.275.2228), visit a local service center for assistance, or click the button below for us to Side shares are just like regular savings accounts that are attached to your primary number. You can even give them specific nicknames—like “Dustin’s Man Cave”—to keep saving fun. If your goal is to earn as much as possible on your checking and savings balances, you might try Consumers Credit Union’s Rewards Checking Account. Consumers Credit Union is our top pick because of their awesome Rewards Checking Account that offers an amazing interest rate on your checking account. A savings and loan institution specializes in mortgage and home loans and may provide the same kinds of checking and savings accounts as a bank. This is your share of ownership in the Credit Union. Skip to content Ascend Federal Credit Union. Click here to learn how we are responding. Consumer CU checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. User ID Member Login. Dismiss X. Ask what fees you will have to pay for each account. Balances of $250,000.01 or more will earn 0.10% APY. Saving for the holidays can be easy if you let Members Trust Federal Credit Union help. Welcoming all individuals who live, work, worship or are enrolled in post-secondary education in the Lower Peninsula of Michigan. This credit union is federally insured by NCUA. A service fee will be charged for phone payments made from financial institutions other than Consumer Credit Union and payments made using debit card. With online banking you can: View account balances; Transfer funds between checking, savings, and line-of-credit accounts. Consumers Credit Union (Consumers CU) has unveiled the Splish Splash Savings account, which earns a “cool” 2.25% APY on balances between $2.5k and $250k. As long as you hold your account’s average daily balance above $100, Alliant will apply a 0.55% APY to it. Balance: $25; Navy Federal Credit Union, APY: 0.25%, Min. Keep funds safe and sound with our regular share savings account. Noteworthy financial products: The Consumers Credit Union Rewards Checking Account offers up to 4.09% APY on balances up to $10,000, which is more than 100X the national average of 0.04%. Sign In Mobile Navigation. Money Market Accounts . Money Market Account; A minimum … Safeguard your savings. Membership Share Savings Account; Sign up for Consumer Credit Union and automatically get this account with a $5 minimum balance requirement, no monthly fees and 0.05% APY. Consumers CU checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. While some high APY savings accounts will slowly decline their rates as the account’s size grows, Alliant Credit Union’s High-Rate savings account does just the opposite. The IRA Savings account at Consumers Credit Union is an interest-bearing account for cash that is not invested elsewhere, such as in the credit union’s CDs. Individual Retirement Accounts (IRA) are insured separately up to $250,000. Sign up for this plan and it makes transfers to your account, starting November 1st. Ascend is closely monitoring the spread of COVID-19 (coronavirus). Please click on rates to see the most up to date savings and CD rates. You’re about to leave our site. Regular "Share" Savings Account – Your GRCCU membership begins with a savings account. Skip to content Ascend Federal Credit Union. Share Savings. Promotional product is available and rates are accurate as of 7/1/2020. Checking Account (Share Draft Account) ATM and Debit Cards; Free Share Drafts; Contact the credit union to reorder checks. Click the link below to learn more. Need funds for a car, a vacation—or just a rainy day? Membership follows a simple, two-step process: Pay a one-time, non-refundable $5 fee to our sponsor, the Consumers Cooperative Association, and then deposit and maintain a minimum $5 in your Membership Share/Savings Account. Consumers Credit Union is a solid option for anyone interested in a free checking account with strong online and mobile banking features, but its Rewards Checking account is where it really shines. Create a solid plan for retirement with our IRA Savings account available for Traditional, Roth, and Educational IRAs. For more information or to apply by phone, please call 877.ASK.CCCU (877.275.2228). Individual Retirement Accounts (IRA) are insured separately up to $250,000. Plus, each account provides the convenience of free Online and Mobile Banking. PAY BY PHONE. APY = … Credit union savings usually offer a dividend rate rather than an interest rate. Banking with us is rewarding. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The savings accounts offered by credit unions work the same way as they would at a bank. Overall, our members relied more on credit unions than banks for savings accounts, credit cards issued by the financial institution, loans, CDs, and mortgages. Holiday Savings Account; Save for the busy holiday season with this automated savings account. Earn higher yields on IRA funds while keeping them accessible with an IRA Money Market Account. A savings and loan institution specializes in mortgage and home loans and may provide the same kinds of checking and savings accounts as a bank. Savings accounts. Membership Share Savings Account; Sign up for Consumer Credit Union and automatically get this account with a $5 minimum balance requirement, no monthly fees and 0.05% APY. Credit Union provides safe and secure options for you to save. Joining Consumers Credit Union is easy. At Consumers Credit Union, we have the perfect savings instruments for every stage of your financial life. Determine how soon that new boat is going to be yours with our savings goal calculator. Get started online now! This guide will compare the Consumers Credit Union rates to CD, money market, and savings account rates from the USA’s top banks.. Let’s take a look! Share Accounts (Savings) At a credit union, savings accounts are called share accounts because you—like all other customers—are a partial owner of the credit union. View Rates Member Perks Important Notice . Locations & ATMs Connect & Support Careers Rates 800.991.2221 | Routing #272481839. This means that it depends how well the credit union does that year - so you don't know what you'll get until the end of the year. No premium increases for client‐paid claims. CCU means business with all of the opportunities we offer to company leaders. Vehicle Loan; Personal Loan; Credit Cards; Mortgage Application; Mortgage Refinance Application ; Home Equity Application; Online Banking; Rates; Careers; Locations & Hours; Contact Us; Online Banking. Warning! The rates appearing in this Schedule are accurate as of the Effective Date indicated on this Truth-in-Savings Disclosure. Money Market Account… When shopping around for financial products, compare your options to find the one that best … We offer accounts for all your savings needs. Having multiple accounts dedicated to specific savings goals is a smart way to budget! Unlimited number of Consumers Credit Union savings accounts, 24/7 account access through online and mobile, Free automatic transfers (set up one-time or recurring transfers between your accounts), No monthly fees when you select eStatements, Earn 0.50% APY* guaranteed for a year so long as you maintain a $2,500 minimum balance, Limit one promotional account per household, Set up deductions automatically from your paycheck to fund the account, Earn a higher interest rate than regular savings accounts, Funds available for withdrawal October 1 – December 31; earlier in cases of hardship. New Alliant Credit Union members can earn a $100 bonus deposit by joining Alliant through Suze Orman’s The Ultimate Opportunity Savings Account promotion and meeting the following requirements. Limit one … Protect your biggest investment; your home! With 0.50% APY, start growing your money and reach your savings goal faster at Consumers Credit Union. Consumer Credit Union 1075 North Chucky Pike Jefferson City, TN 37760. #Savings #MyConsumers https://bit.ly/3j9y7Dj Ascend is closely monitoring the spread of COVID-19 (coronavirus). Payments may be made over the phone by calling 423-639-6131 or 865-541-1239. Money market accounts. Savings accounts. Whether you are setting up a savings account for the first time, planning for retirement, or looking to save for a big spend, Consumers Credit Union … Each member's funds are insured to $250,000 by the National Credit Union Administration (NCUA). Let us help you open your new IRA Savings account. Banks, Credit Unions and Savings Institutions operate under federal or state charters. Where AAFCU really shines is its competitive APYs, fee-free products and convenient branch footprint. Opening a savings account with CCU is easy, just stop by your local CCU branch and speak to one of our friendly member services representatives or click on the button below to open an account electronically. Checking Account (Share Draft Account) ATM and Debit Cards; Free Share Drafts; Contact the credit union to reorder checks. From there, you can open a checking account, apply for a credit card and enjoy other member services. The same rate is paid for every deposit above the account minimum of $10. This account is required for all member-owners of the credit union. Credit unions provide financial services to consumers, businesses, and other organizations. Your Money Is Safe with Us. Your savings with the credit union are called "Shares". 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